:root{
    --green-b:#1c8a52;
    --green-dark-b:#136b3f;
    --green-bg-b:#eef8f2;
    --navy-b:#0b1b3f;
    --text-b:#16213e;
    --muted-b:#5b6b85;
    --border-b:#e4e8ef;
    --radius-b:14px;
  }
  *{box-sizing:border-box;}
  body{
    margin:0;
    font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
    color:var(--text-b);
    background:#fff;
    line-height:1.5;
  }
  .biznes {
    padding-top: 10px;
    padding-bottom: 50px;
    overflow: visible
  }
  .wrap-b{
    max-width:1200px;
    margin:0 auto;
    padding:15px 0px;
  }
  .section-title-b{
    font-size:28px;
    font-weight:700;
    margin:0 0 30px;
    color:var(--navy-b);
  }
  .section-title-b.center-b{ text-align:center; }
  .section-sub-b{
    margin:0 0 28px;
    color:var(--muted-b);
    font-size:15px;
  }
  .section-sub-b.center-b{ text-align:center; }

  /* ---------- HERO ---------- */
  .hero-b{
    background:linear-gradient(120deg,#08132c 0%,#0b2149 55%,#123563 100%);
    color:#fff;
    border-radius:0;
    padding:64px 20px;
  }
  .hero-inner-b{
    max-width:1200px;
    margin:0 auto;
  }
  .hero-title-b{
    font-size:38px;
    font-weight:800;
    margin:0 0 20px;
    max-width:640px;
    line-height:1.2;
    color: #fff;
  }
  .hero-sub-b{
    font-size:17px;
    font-weight:600;
    margin:0 0 14px;
    max-width:560px;
    color:#e4e9f5;
  }
  .hero-desc-b{
    font-size:14px;
    color:#b7c1d9;
    max-width:520px;
    margin:0 0 28px;
  }

  /* ---------- ICON GRID ---------- */
  .icon-grid-b{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:20px;
  }
  .icon-grid-b.cols-2-b{ grid-template-columns:repeat(2,1fr); }
  .icon-grid-b.cols-3-b{ grid-template-columns:repeat(3,1fr); }
  .icon-grid-b.cols-6-b{ grid-template-columns:repeat(6,1fr); }
  .icon-grid-b.cols-7-b{ grid-template-columns:repeat(7,1fr); }

  .icon-card-b{
    background:#fff;
    border:1px solid var(--border-b);
    border-radius:var(--radius-b);
    padding:26px 18px;
    display:flex;
    flex-direction:column;
    align-items:center;
    text-align:center;
    gap:14px;
    transition:border-color .2s ease, box-shadow .2s ease;
  }
  .icon-card-b:hover{
    border-color:var(--green-b);
    box-shadow:0 6px 20px rgba(28,138,82,.08);
  }
  .icon-card-b .icon-b{
    width:44px;
    height:44px;
    color:var(--green-b);
    flex-shrink:0;
  }
  .icon-card-b .icon-b svg{ width:100%; height:100%; }
  .icon-card-b p{
    margin:0;
    font-weight:600;
    font-size:14.5px;
    color:var(--text-b);
  }

  /* row (left-aligned icon+text, one line) */
  .icon-card-b.row-b{
    flex-direction:row;
    text-align:left;
    align-items:center;
    padding:22px;
  }
  .icon-card-b.row-b .icon-b{ width:30px; height:30px; }

  /* ---------- FEATURE CARD (icon+title header, paragraph below) ---------- */
  .feature-card-b{
    background:#fff;
    border:1px solid var(--border-b);
    border-radius:var(--radius-b);
    padding:26px 24px;
  }
  .feature-head-b{
    display:flex;
    align-items:center;
    gap:14px;
    margin-bottom:10px;
  }
  .feature-head-b .icon-b{
    width:34px;
    height:34px;
    color:var(--green-b);
    flex-shrink:0;
  }
  .feature-head-b .icon-b svg{ width:100%; height:100%; }
  .feature-head-b h4{
    margin:0;
    font-size:16px;
    font-weight:700;
    color:var(--text-b);
  }
  .feature-card-b p{
    margin:0;
    font-size:14px;
    color:var(--muted-b);
  }

  /* ---------- INFO BOX ---------- */
  .info-box-b{
    display:flex;
    align-items:center;
    gap:16px;
    background:var(--green-bg-b);
    border:1px solid #d3ecdd;
    border-radius:12px;
    padding:20px 24px;
    margin-top:8px;
  }
  .info-box-b .icon-b{ width:24px; height:24px; color:var(--green-b); flex-shrink:0; }
  .info-box-b p{ margin:0; font-size:14px; color:var(--text-b); }

  /* ---------- QUOTE BANNER ---------- */
  .quote-banner-b{
    display:flex;
    align-items:flex-start;
    gap:14px;
    padding:22px 26px;
    border-radius:12px;
    margin-top:8px;
  }
  .quote-banner-b .icon-b{ width:24px; height:24px; flex-shrink:0; }
  .quote-banner-b .icon-b svg{ width:100%; height:100%; }
  .quote-banner-b p{ margin:0; font-size:15px; }
  .quote-banner-b.dark-b{ background:var(--navy-b); color:#fff; }
  .quote-banner-b.dark-b .icon-b{ color:var(--green-b); }
  .quote-banner-b.light-b{ background:var(--green-bg-b); border:1px solid #d3ecdd; color:var(--text-b); }
  .quote-banner-b.light-b .icon-b{ color:var(--green-b); }

  /* ---------- DIAGONAL BANNER (with optional tag) ---------- */
  .banner-b{
    background:var(--navy-b);
    border-radius:16px;
    padding:32px;
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:20px;
    color:#fff;
    position:relative;
    overflow:hidden;
    flex-wrap:wrap;
  }
  .banner-b::after{
    content:"";
    position:absolute;
    right:-40px; top:-60%;
    width:160px; height:220%;
    background:var(--green-b);
    transform:rotate(20deg);
    opacity:.9;
  }
  .banner-left-b{
    display:flex;
    align-items:center;
    gap:20px;
    position:relative;
    z-index:1;
  }
  .banner-left-b .icon-b{ width:44px; height:44px; color:var(--green-b); flex-shrink:0;}
  .banner-left-b .icon-b svg{ width:100%; height:100%; }
  .banner-text-b h3{ margin:0 0 6px; font-size:20px; color:white; }
  .banner-text-b p{ margin:0; font-size:14px; color:#c9d2e5; }
  .banner-tag-b{
    position:relative;
    z-index:1;
    font-size:14px;
    font-weight:600;
    color:#7be3ab;
    border-top:2px solid #7be3ab;
    padding-top:10px;
    white-space:nowrap;
  }

  /* ---------- CTA BANNER ---------- */
  .banner-cta-b{
    background:var(--navy-b);
    border-radius:16px;
    padding:32px;
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:20px;
    color:#fff;
    flex-wrap:wrap;
  }
  .banner-cta-text-b h3{ margin:0 0 8px; font-size:20px; color:white; }
  .banner-cta-text-b p{ margin:0; font-size:14px; color:#c9d2e5; max-width:480px; }

  /* ---------- BUTTON ---------- */
  .btn-b{
    display:inline-flex;
    align-items:center;
    gap:10px;
    background:var(--green-b);
    color:#fff;
    text-decoration:none;
    font-weight:600;
    padding:14px 26px;
    border-radius:10px;
    font-size:15px;
    border:none;
    cursor:pointer;
    white-space:nowrap;
    flex-shrink:0;
  }
  .btn-b:hover{ background:var(--green-dark-b); color:#fff; }

  /* ---------- STEPS (dotted connector) ---------- */
  .steps-b{
    display:flex;
    align-items:flex-start;
    justify-content:space-between;
    gap:6px;
  }
  .step-b{
    display:flex;
    flex-direction:column;
    align-items:center;
    text-align:center;
    gap:12px;
    flex:1;
    max-width:170px;
  }
  .step-b .circle-b{
    width:60px;
    height:60px;
    border-radius:50%;
    background:var(--green-bg-b);
    display:flex;
    align-items:center;
    justify-content:center;
  }
  .step-b .circle-b svg{ width:24px; height:24px; color:var(--green-b); }
  .step-b p{ margin:0; font-weight:600; font-size:13.5px; color:black; }
  .step-connector-b{
    flex:1;
    min-width:16px;
    height:0;
    border-top:2px dotted #b9c4d6;
    margin-top:30px;
  }

  hr.divider-b{ border:none; border-top:1px solid var(--border-b); margin:0; }

  /* ---------- RESPONSIVE ---------- */
  @media (max-width:900px){
    .icon-grid-b{ grid-template-columns:repeat(2,1fr); }
    .icon-grid-b.cols-2-b{ grid-template-columns:repeat(2,1fr); }
    .icon-grid-b.cols-3-b{ grid-template-columns:repeat(2,1fr); }
    .icon-grid-b.cols-6-b{ grid-template-columns:repeat(3,1fr); }
    .icon-grid-b.cols-7-b{ grid-template-columns:repeat(3,1fr); }
    .steps-b{ flex-wrap:wrap; row-gap:28px; }
    .step-connector-b{ display:none; }
    .step-b{ max-width:45%; flex:0 0 45%; }
    .hero-title-b{ font-size:30px; }
  }

  @media (max-width:560px){
    .wrap-b{ padding:15px 0px; }
    .hero-b{ padding:44px 16px; }
    .hero-title-b{ font-size:24px; }
    .section-title-b{ font-size:21px; }
    .icon-grid-b, .icon-grid-b.cols-2-b, .icon-grid-b.cols-3-b,
    .icon-grid-b.cols-6-b, .icon-grid-b.cols-7-b{
      grid-template-columns:1fr;
    }
    .icon-card-b{ padding:20px 16px; }
    .banner-b, .banner-cta-b{ flex-direction:column; text-align:center; padding:26px 20px; }
    .banner-left-b{ flex-direction:column; text-align:center; }
    .banner-b::after{ display:none; }
    .banner-tag-b{ border-top:none; border-left:none; }
    .step-b{ max-width:100%; flex:0 0 100%; }
  }